No. We are cash-based.

At Shore Golf Performance & Physical Therapy we practice out of network because we would not be able to provide the high level of care and patient experience that we do at the rates that insurance companies currently reimburse for physical therapy treatment.

One-on-one, high quality, individualized care with a doctor of physical therapy for one hour. A more efficient plan of care providing you with clarity, direction, and better results in fewer visits which allows for time and cost savings long-term.

In most cases, insurance will reimburse you. Most insurance companies have a claim form on their website that you simply print out and submit along with your receipts and treatment codes that are provided by the physical therapist. The amount you are reimbursed is then dependent upon your “Out-Of-Network Physical Therapy” expense benefits. They may reimburse you for some or all of your physical therapy services. You may also use a HSA or FSA.

You do NOT need a prescription or referral from a doctor to come see us. Rhode Island is a direct access state meaning that you can come directly to a physical therapist without going to see your primary care physician or another doctor. However, under Rhode Island law, a prescription is required after 90 days for that particular episode of care. Because of our model, you would likely have finished your plan of care prior to 90 days and if you chose to continue working with us for longer then you could either seek out a prescription or work with us through a continuity program!

The No Surprises Act is a recently passed law that entitles self-pay patients (not submitting to insurance) to a good faith estimate of their costs, upon request, prior to the start of their treatment. We will provide you with an estimate prior to seeing you based upon the doctor’s recommendation regarding your specific needs and plan of care.